:40 The Houston and Dallas Model, compared to other cities with massive laws 1:40 - 3:00 Affordable Housing/Government housing 3:00 - 4:30 Price controls on housing and interest rates 4:30 - 6:30 Government legislation (Community Reinvestment Act of 1977, American Dream Downpayment Act, Federal Housing Administration, government quotas forcing banks to accept people in the low income stratum, etc.) 6:30 - 7:00 What is the FDIC (Federal Deposit Insurance Corporation)? 7:00 8:30 Laws on banks ...