At what price? Since college, I have thought about time as money. The difference is that everyone gets the same amount each day, and some people manage to make their dollars and seconds go farther. I was never good at penny pinching in terms of my finances, so I focus more on wisely using my minutes. I've thinking about the portions of my life as my diversified portfolio. So, picture a pie chart... There are pieces of the pie that correspond to health, friends, happiness, lifestyle, and career. Within each of the segments are the transactions of how you spend your time in these areas. Sometimes my pie pieces are totally uneven and out of whack. What mix of aggressive and conservative pie pieces maximize my return on investment tomorrow- as well as today?