Gloomy? Yes but not as gloomy as you'll find elsewhere. Managing Editor Melissa Bristow gives the rundown.

Personal finance 101: From parents to grads.

How to keep prescription drug costs down: generic drugs.

Tips on how to keep ATM fees in your wallet rather than the ATM.

Beginning to navigate the credit maze? Here are some pointers.

Tips on how to save money in a down economy.

Tips on momentum funds and how they can help.

Some FAQs on the Kiplinger 25 mutual funds.

Good news for the second half of 2008!

As long as you have good credit, you're golden.